Jeonse fraud victims who contracted with a landlord lacking authority get the minimum guarantee up front — effective 13 November 2026 | advance payment, later settlement
From 13 November 2026, a jeonse fraud victim who contracted with someone lacking lawful authority to lease can receive the minimum guarantee, one third of the deposit, without waiting for the auction result. Trust fraud victims are included. The Ministry decides whether and how much to pay within 90 days, and the advance is later settled against dividends or recoveries.
Conditions used in the video
- Effective date
- 2026-11-13
- Promulgated
- 2026-05-12
- Basis
- Jeonse Fraud Victims Act Article 25-10 (new)
- Who
- victims who contracted with a person lacking lawful leasing authority · trust fraud victims · others set by decree
- Advance amount
- the minimum guarantee (one third of the deposit)
- Decision deadline
- 90 days · one 30-day extension if supplemented
- Where to apply
- delegated to the Korea Land and Housing Corporation (LH) by the 2026-10-06 decree
Results
- What
- the minimum guarantee (one third of the deposit) paid up front
- When
- without waiting for the auction or distribution result
- Settlement
- later settled against dividends and recoveries
- Condition
- keep opposability until settlement is complete
- On receipt
- no public rental support
- If the deposit is recovered
- repay up to the amount received
Why it works this way
Today, how much of the deposit comes back is settled only when the auction and distribution end. Until then nothing returns, and a victim who contracted with someone lacking leasing authority can hardly expect a dividend at all. Trust fraud is the typical case.
Jeonse Fraud Victims Act Article 25-10 (effective 2026-11-13).
- Eligible victimscontracted with a person lacking lawful authority · trust fraud included
- Advance paymentthe minimum guarantee (one third) paid first
- Settlementsettled later against dividends and recoveries
If the Ministry takes over the deposit claim, it succeeds to the priority repayment right.
On application the Ministry decides whether to pay and how much within 90 days, extendable once by up to 30 days if documents are supplemented. A tenant who receives the advance must keep opposability until settlement is complete. Moving out and losing opposability breaks the settlement structure.
Article 25-9 (shortfall support) and Article 25-10 (advance payment).
- Shortfall support (25-9)after dividends and support, top up to one third
- Advance payment (25-10)one third paid first to specific victims
- Bothno overlap with public rental support · repay on recovery
A person who received the advance cannot separately apply for shortfall support.
This video and page describe a measure that has been promulgated but has not taken effect. Details may change through a decree or notice.
In short, from 13 November 2026 a jeonse fraud victim who contracted with someone lacking leasing authority receives the minimum guarantee first and settles later. Keeping opposability until settlement is the condition.
The legal basis
Drawn from government announcements and the statutes themselves as primary sources, covering only the relevant part.
Jeonse Fraud Victims Act Article 25-10 (Advance payment of the minimum guarantee)
In force Effective 2026-11-13 (promulgated 2026-05-12; Addenda Article 1 proviso)
A jeonse fraud victim who contracted with a person lacking lawful leasing authority (including trust fraud victims) and persons prescribed by Presidential Decree may apply to the Minister for advance payment of the minimum guarantee. Decision within 90 days (one extension of up to 30 days). Where the Minister takes over the deposit claim, the Minister succeeds to the priority repayment right, and the tenant must maintain opposability until settlement is complete. Receiving the advance bars public rental support.
What this means
One third comes first, without waiting for the auction. In return, the tenant must keep opposability over the home until settlement.
Jeonse Fraud Victims Act Article 25-11 (Repayment of support)
In force Effective 2026-11-13
A person who received minimum guarantee support or an advance and later recovers the deposit shall repay the support to that extent.
What this means
The advance is part of the deposit brought forward. Whatever is recovered goes back to that extent.
Run it on your own numbers
The calculator opens with these conditions already filled in. Change the figures and your own case comes straight out.
Open the Small Tenant Priority Payment
Frequently asked
Who qualifies for the advance?
Victims who contracted with a person lacking lawful authority to lease. Trust fraud victims are the typical case, and others set by Presidential Decree are included.
Do I have to pay the advance back?
It is settled against what you later receive through dividends or recoveries. If you recover the deposit, you repay up to the amount received.
What does keeping opposability mean?
Keeping your resident registration and occupancy at the home until settlement is complete. For the Ministry to take over the deposit claim and exercise priority repayment, the tenant's opposability must remain alive.
Can I also receive the shortfall support?
No. A person who received the advance is excluded from shortfall support, and neither overlaps with public rental support.
Results are estimates based on the inputs and on the rules as at the stated date. They may differ from a lender's actual assessment, and the rules change often. Take professional advice before any decision that matters.