Terms of service

The conditions for using Suikbang’s calculators, what the results are, and the limits of liability.

In effect from 30 July 2026

This English text is provided for convenience. Where it differs from the Korean original, the Korean text applies.

1. Nature of the service

Suikbang (suikbang.com) is an information tool that calculates and shows amounts relating to real estate. Anyone may use it free of charge, without signing up.

2. Results are estimates

Every result is an estimate, based on the values you enter and on the rules in force on the reference date shown on the site. It may differ from a financial institution’s actual assessment, the tax actually levied, or the actual terms of a contract.

Loan limits and repayment amounts in particular depend on the institution’s internal criteria, your credit standing, and ancillary transaction conditions. Results must not be taken as confirmed amounts.

3. Changes in the rules

Rules relating to real estate change frequently. Each calculator shows the reference date reflected in its calculation, but changes made after that date may not be reflected. Check the latest announcements before making an actual decision.

4. Limits of liability

The operator works to keep results accurate, but does not warrant that they are complete or fit for any particular purpose.

The operator is not liable for investment, borrowing, buying or selling and other decisions you make on the basis of this site’s results, or for any loss arising from them. Before any important decision, be sure to have it reviewed by a professional such as a financial institution, a tax accountant or a licensed real estate agent.

This site does not carry on investment advisory, discretionary investment management or any other business that requires authorisation under the Financial Investment Services and Capital Markets Act, and does not give investment advice to individual users.

5. Copyright

The copyright in the documents, calculation logic and design published on the site belongs to the operator. Quotation with the source stated is permitted; unauthorised reproduction, distribution or commercial use requires prior agreement.

Where public material such as government press releases and statutes is cited as a basis, the terms of use of each source apply.

6. Advertising

The site may carry advertising to cover its running costs. The content of advertisements is decided by the advertising provider, and the operator does not recommend or endorse advertised products.

7. Changes to and suspension of the service

The operator may change the content of the service or stop providing it without prior notice.

8. Governing law

These terms are interpreted under the laws of the Republic of Korea, and any dispute is brought before the court having jurisdiction under the Civil Procedure Act.

9. Contact